Navigating the 90-Day Rule: How Fractional Ownership Solves Post-Brexit Challenges

Detailed explanation of the 90/180 day Schengen rule, impact on UK property owners, and Loftly's solution through fractional ownership.

All Posts Regulatory Updates
March 28, 2025 James Wilson Regulatory Updates
Illustration of the Schengen 90-day rule

The Schengen 90/180 day rule restricts non-EU nationals to a maximum of 90 days in any 180-day period. Post-Brexit UK citizens now face this limitation when staying in Spain, making full ownership impractical for extended visits.

How It Works

With fractional ownership, investors purchase a share of the property—typically 1/8th—granting 6 weeks of usage each year. This structured usage fits comfortably within the 90-day limit while allowing multiple periods of stay.

Key Benefits

  • Optimized scheduling with AI-driven fair rotation
  • No wasted days: Usage aligned with actual needs
  • Legal compliance within Schengen rules

Loftly's model ensures you enjoy quality time in Spain while fully complying with visa restrictions, removing the need for complex visas or temporary residency.